Kubear Tools · Zero jargon
Money math, without the drama.
7 free calculators — 3 more on the way. Everything runs on your phone. No login, no data collected.
SIP Calculator
See what a small monthly investment grows into over the years.
"What will my ₹5,000 monthly SIP become in 20 years?"
EMI Calculator
Enter loan amount, rate and tenure to see the real monthly EMI and total interest.
"What's the EMI on a ₹50 lakh home loan for 20 years at 8.5%?"
Old vs New Tax Regime
FY 2025-26. Enter your salary and deductions to see which regime saves you more.
"For my ₹18 LPA salary, which is better — old or new regime?"
Retirement Planner
Find the corpus you need for retirement and the monthly SIP to get there.
"How much money do I need to retire at 60?"
Credit Card Payoff
See the true cost, in years and rupees, of paying only the minimum due.
"How long will ₹1 lakh credit card debt take if I only pay the minimum?"
Lumpsum Calculator
A one-time investment. See how it grows with compounding over the years.
"What will ₹5 lakh grow into over 15 years?"
PPF Calculator
15-year lock-in, tax-free, government backed. See exactly what it matures to.
"If I put ₹1.5 lakh in PPF every year, what will I get in 15 years?"
HRA Exemption
Enter salary, rent and city to see exactly how much HRA is tax-free.
5 days to go
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