Journal
Useful money notes. No finance lecture.
Short reads for the questions that show up between salary day, a card bill and the weekend plan.
Featured read · 6 min read
Account Aggregator in India: Is It Safe, What It Sees, How to Revoke
A plain explanation of the consent step, the three parties involved and the questions worth asking before you approve a data request.
Latest
How to Check and Cancel UPI AutoPay in GPay, PhonePe, Paytm and BHIM6 minRent, Bills and Cards: Which Due Dates to See First6 minMoney Inventory: How to List Every Account, Card and Auto-Debit6 minWhy Budget Spreadsheets Fail and What to Track Instead6 minThe 1st-of-the-Month Money Checklist for Salaried Indians6 minFinancial Fog: How to Start When You Haven't Looked in Months6 minSalary Day Is Not Spending Day: What Needs Doing on Day One6 min
Reading paths
Start here.
New salary, first month
From the day the money lands to a month you can see.
Salary Day Is Not Spending Day: What Needs Doing on Day One6 minThe 1st-of-the-Month Money Checklist for Salaried Indians6 minDaily Spending Limit: How to Calculate Your Pace From Salary6 minUPI All Week? A Five-Minute Weekly Check-In Method6 minEmergency Fund in India: How Much, Where It Sits, When to Use It6 min
Running a home together
Yours, mine and ours, kept clear for everyone in the house.
Yours, Mine, Ours: Who Sees What in a Couple's Money in India6 minJoint Accounts for Couples in India: Ways to Share Money6 minHow to Split Rent and Bills With Flatmates: Methods and the Maths6 minFamily Expense Tracking in India: How Families Track Money6 minTracking Money You Send to Parents: A Simple System for Families6 min
Insurance and papers sorted
Policies, nominees and tax papers in one place.
Insurance Renewal Tracker: Policies, Nominees, Due Dates7 minCorporate vs Personal Health Insurance: What to Compare6 minHow Term Insurance Cover Is Calculated: Methods and Examples6 minNominee vs Legal Heir: Building a Family Financial Records File6 minITR Documents Checklist for Salaried People, AY 2027-286 min
Investing basics
What a fund statement says and how a SIP works.
Saving vs Investing in India: How They Differ and Fit Together6 minSIP Date and Step-Up SIP: What the Numbers Show7 minDirect vs Regular Mutual Funds: How a 1% Cost Gap Adds Up6 minHow to Download Your CAS From CAMS, KFintech, NSDL and CDSL7 minHow to Read a CAMS or KFintech CAS Statement, Section by Section6 min