Tax & Debt Defense
Old vs New Tax Regime Comparator (FY 2024-26)
Compare your exact tax liability under the revised New Regime (₹75k standard deduction + 87A rebate) vs Old Regime (80C, 80D, HRA & Home Loan deductions).
How to Use This Planning Tool
This calculator requires the following inputs to produce your deterministic result:
- Gross Annual CTC
- Basic Salary (for HRA)
- Annual Rent Paid & City Tier
- Section 80C, 80D & NPS 80CCD
Financial Calculation Methodology
Built by Kuberos Innovations according to Indian financial regulations and standard mathematical amortization/compounding models. Operates entirely client-side for absolute data privacy.